Bankruptcy

Considering bankruptcy? Let’s figure it out together.

While bankruptcy can provide a path to regaining financial freedom for some, debtors should be made aware of their every option before making a decision to file. Submit a request for a free consultation and allow us to determine whether or not filing for bankruptcy is the best option for you.

Chapter 7 in Georgia

This chapter of the Bankruptcy Code provides for “liquidation” – the sale of a debtor’s nonexempt property and the distribution of the proceeds to creditors.

Think you’re eligible to file for bankruptcy? Contact us here to discuss your case.

All debt is repaid via asset liquidation.

Timing varies depending on the individual case. Can be anywhere from four to six months or several years.

Student loans, certain tax debts, and domestic support are generally not eligible for discharge in a bankruptcy.

Debtors who should consider a Chapter 7 bankruptcy are those with little property and low income.

Debtors who should consider a Chapter 7 bankruptcy are those with little property and low income.

Businesses or individuals are eligible to file a Chapter 11 in Georgia.

All debt is repaid via a plan of reorganization.

Timing varies depending on the individual case. Most Chapter 11 cases last years.

All debt is either dismissed or included in the reorganization’s payment plan. While tax debt is not eligible for dismissal, those filing may utilize the process to pay off tax debt, if needed. 

Chapter 11 in Georgia

This chapter of the Bankruptcy Code generally provides for reorganization, usually involving a corporation or partnership. A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time.

Think you’re eligible to file for bankruptcy? Contact us here to discuss your case.

Chapter 13 in Georgia

This chapter of the Bankruptcy Code provides for adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.

Think you’re eligible to file for bankruptcy? Contact us here to discuss your case.

Businesses or individuals are eligible to file a Chapter 13 in Georgia.

All debt is repaid via a debt reorganization payment plan.

Timing varies depending on the individual case. Most Chapter 13 cases last three to five years.

All debt is either dismissed or included in the reorganization’s payment plan. 

Debtors who should consider a Chapter 13 bankruptcy are those with a regular income and property. 

Considering bankruptcy?

Let’s figure it out together.

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